Terms & Conditions

Click HERE to view the website Terms and Conditions (with link to document)

What To Do If You Have A Dispute Or Complaint?

You can make a complaint verbally or in writing by contacting your broker directly or by using any of the following:

External Dispute Resolution Scheme

If we do not reach an agreement on your complaint, you may refer the complaint to an ASIC Approved External Dispute Resolution (EDR) Scheme. Our external dispute resolution provider is the Australian Financial Complaints Authority (AFCA).

External dispute resolution is a free service established to provide you with an independent mechanism to resolve specific complaints. You may refer the matter to AFCA at any time, but if our internal process is still in progress, they may request that our internal processes be completed before considering the matter further.

You can obtain further details about our dispute resolution procedures and obtain details of our privacy policy on request.

Compliments and Concerns

At Abisure Finance, we always work hard to build strong and lasting relationships with our valued customers. By listening to your feedback, not only can we address any immediate concerns you may have, we will also continually improve our products and services.

We know there are times when you may wish to compliment us on something we have done well and other times when you may wish to tell us we have not met your expectations.

Compliments

Our representatives are always delighted to know that they have succeeded in making your experience a pleasant and successful one.

If one of our representatives has provided you with exceptional service in any way, please let us know using the details below, so that we can further encourage them via this feedback process.

You can email feedback to us at abhishek@abisurefinance.com.au and we would be delighted to hear from you.

Concerns

If, for any reason, you do not feel that you have received the highest standard of care from us, we likewise encourage you to share this with us. We have in place a process that we believe makes it easy for you to tell us your concerns and for them to be addressed quickly and fairly.

You can contact us by whichever of the following means best suits you:

If you choose to contact us by mail or email, please make sure you provide as much detail as possible about your complaint. We will acknowledge receipt of your complaint and confirm that the matter is being investigated. Once our investigation is complete, we will provide you with a detailed response in writing that includes the results of our investigation and the reason/s for our decision.

Third Party Products or Services

If your complaint relates to a product or service acquired through a third party (for example, a lender) we may ask you to contact the relevant third party. They will deal with your complaint under their complaint resolution process.

If you are not satisfied with the resolution of your complaint by the third party under their complaint resolution process, you are entitled to have your dispute considered by their External Dispute Resolution Scheme. Please contact the third party for further details.

Need an update on your complaint?

If you have lodged a complaint with us, you can contact us at any time to ask for an update on its status. Contact us through any of the methods listed above and please be sure to refer to your earlier communication so that we can respond effectively.

Resolution

We will try to resolve your complaint immediately. However, if this is not possible, we will ensure we treat you fairly and will work to resolve your complaint as soon as possible. Wherever possible, we will aim to provide our formal response to you within two weeks of receiving your complaint. In the rare event that we are still investigating your complaint after 45 days, we will write to you to explain why and to let you know when we expect to have completed our investigation.

Taking it further

We hope that you will be satisfied with how we deal with your complaint. However, if your concerns remain unresolved, or you have not heard from us within 45 days, you can have your complaint heard by an independent party, the Australian Financial Complaints Authority (AFCA). You can contact AFCA at: